Avail yourself of the home loan at attractive rates to fulfill your dream. Whether you are planning for a new apartment, renovating an existing home, or constructing a house, a home loan is the external source of finance that makes your every wish come true. PNB Housing is giving the best home loan offers for new homeowners at attractive rates. Know your eligibility criteria and the loan approval process for quick disbursement.
Best Home Loan Offers
PNB Housing has attractive home loan opportunities to satisfy every homeowner’s needs. PNB Housing offers quick approval for loan disbursement within 3 to 7 business working days.
● Housing Loan for Public
This housing loan ensures a home loan at attractive rates and fulfills the desire of every owner. One can apply for the “housing loan for public” category for constructing a new house or flats, buying an under-construction house, extending a house, repairing or renovating a house, or purchasing land for building a house. Individuals or groups of individuals who have a regular source of income can apply for this loan.
● Digital Housing Loan
A digital housing loan is applicable for all except the transfer of a home loan account from any other bank. Any individual can apply for this home loan, but they must have a 2-year ITR filing to get this exciting Digi Home Loan offer. One can avail a maximum of Rs. 5 crore loan amount for purchasing a house.
● PNB Max-Saver Housing Finance Scheme
This scheme enables borrowers to save interest by paying the surplus amount into the overdraft account. The amount can be withdrawn by the borrower as per their need, but this facility reduces the interest rate that is supposed to be paid by the borrower on their home loan.
● Credit Risk Guarantee Home Loan
This is an attractive opportunity for individuals in a low-income category who have a regular source of income. It enables them to apply for a home loan to purchase a new house. Anyone from small traders to skilled or semi-skilled workers of the unorganized sectors is eligible for this loan.
● PNB Pride Customers Housing Loan
The PNB Pride Customer Housing Loan is an exciting opportunity for PNB customers to avail of concessional home loan interest rates, irrespective of CIBIL score. No processing fee and documentation charges are applicable separately in this category. All central and state government employees and defense personnel are eligible to avail this home loan.
● PNB Gen-Next Housing Loan
Any salaried individual, government or non-government employee, can avail this home loan for building new houses or flats. However, there is an age limit for this category. Borrowers aged 40 years or less are eligible to avail this loan.
Planning for a new home purchase requires considering lots of factors, such as budget, EMI amount, interest rate on home loan, eligibility criteria, and loan disbursement tenures. Selecting the best loan offers with the lowest interest rate according to the eligibility criteria is a challenging task, and you have to go through the details of the application procedure to understand the benefits and their applicability.
